Amanda F Hartson
As a Financial Advisor with Northwestern Mutual, I help clients with the 5 steps of financial planning. By using our financial discovery process, I will analyze your current situation. This will be a review of your current income, assets, expenses, liabilities, cash reserves, and future financial goals. This information will assist me in developing a strategic plan to help you build, manage, protect, and transition your wealth upon your death. Once we have completed the discovery process, I will develop a plan based on the following:
1st step: I will gather information based on your financial goals, life goals, risk tolerance, time horizon, current and future income needs and tax status. This information is considered as I recommend strategies to reduce risk while striving to increase returns.
2rd step: I will do a comprehensive review of your current risk strategy. Establishing strategies to mitigate loss and protect your assets is vital to any financial plan. I will review your current liability insurance, life insurance, long term care and disability insurance.
3th step: I do not provide tax advice, but I will work with you and your accountant or tax advisor to develop a proactive tax strategy focused on managing and where possible, minimizing your future tax burden in retirement.
4th step: Here at Northwestern Mutual, we have an outstanding team of Advisors, Trust Officers, Attorneys, Certified Public Accountants, and Certified Financial Planners that we leverage to assist in the estate planning process. I can also work with your attorney to ensure you have the appropriate, up to date documentation in place. This can help provide you and your family with peace of mind pertaining to the transfer of your assets upon your untimely death.
5th step: No plan is static. We know life changes, so we will keep track of your goals and update your financial plan annually.
Moreover, let me add why Northwestern Mutual is right for you. For more than 160 years, Northwestern Mutual has been helping families and businesses achieve financial security. Through a distinctive, whole-picture planning approach, we empower our clients to make the most of every single day and plan for important moments in their future. We combine the expertise of our financial professionals with a personalized digital experience to help our clients navigate their financial lives every day.
We provide life insurance, disability income and long-term care insurance, annuities, brokerage and advisory services, and discretionary portfolio management solutions. We have been recognized as Fortune’s “2018 Worlds Most Admired Life Insurance Company” and have unsurpassed financial strength with $265 billion in assets. We are also recognized as AAA rating by Moodys and Fitch.